Wilson & Muir Bank Hiring for Commercial Loan Officer Job at Leitchfield, KY Full Time

Commercial Loan Officer
ABOUT US

Wilson & Muir Bank proudly serves the Nelson, Hardin, Grayson and Jefferson counties. We have stood the test of time by being the 2nd oldest chartered bank in Kentucky, dating back to 1865. We are locally owned and operated with our headquarters in Bardstown. Our employees are like our family who strive to make each customer meet their financial needs.

SUMMARY/OBJECTIVE

The Commercial loan officer is responsible for developing new business, underwriting, structuring and the closing of commercial loans, as well as maintaining and servicing an existing portfolio. This position represents the bank in the local community through active participation in community affairs and participates in marketing all the bank’s products and services.

ESSENTIAL FUNCTIONS

1. Monitor an existing commercial loan portfolio to ensure proper risk ratings and early identification of potential problems.

2. Source, develop and underwrite new construction, interim and permanent mortgage financing requests for new and existing customers.

3. Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services.

4. Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.

5. Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge.

Competencies

1. Communications Proficiency

2. Financial Management

3. Customer/Client Focus

4. Technical Capacity

Job Type: Full-time

Pay: $60,000.00 – $85,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Retirement plan
• Vision insurance

Physical Setting:

• Office

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Supplemental Pay:

• Bonus pay

Education:

• Associate (Preferred)

Experience:

• Consumer Lending: 1 year (Preferred)
• Commercial lending: 3 years (Required)

Willingness to travel:

• 25% (Preferred)

Work Location: One location