Wells Fargo Hiring for Corporate Banking Analyst Job at London, England Full Time

The EMEA Corporate Banking (‘CBG’) Analyst plays a critical role supporting the origination and ongoing portfolio servicing of corporate clients headquartered in EMEA. The role will work in a team environment primarily alongside Portfolio Managers and Relationship Managers.

Key responsibilities include conducting borrower fundamental analysis (such as financial performance and projection modelling), industry analysis, supporting documentation negotiation/review and other areas critical to underwriting large and sophisticated credit relationships in EMEA. The Analyst role will also have responsibilities in assisting Relationship Managers with supporting existing clients and new client prospecting and screening. The role will be based in Wells Fargo’s EMEA headquarters in London.

CBG is responsible for managing relationships for large corporate EMEA clients within the Industrials, Technology, Media & Telecom, Consumer & Retail and Healthcare sectors. CBG sits within Wells Fargo’s Corporate & Investment Banking group.

In this role, you will:

• Perform credit analysis on existing/prospect companies, while assisting with risk management and underwriting for the broader European corporate portfolio.
• Work with Portfolio Managers and Relationship Managers in analysing credit requests, with a focus on understanding borrower information, financial statements, cash flow projections and industry dynamics.
• Conduct customer due diligence and market research and prepare credit approval documents (memos, credit reports, charts, financial models, term sheets, etc.) for presentation to credit committees.
• Assist with review of loan documents, interact with internal and external legal partners and prepare loan/ISDA agreement summaries.
• Monitor customer financial performance, credit ratings and compliance with financial covenants. Prepare financial updates, report on key trends and identify key risks. Complete all required periodic internal credit and management reports accurately and in a timely manner.
• Work with internal teams and product partners (including, but not limited to, F/X, Rates, Legal, Syndications, Debt Capital Markets, Risk Management, Relationship Managers, Compliance and service teams) to ensure timely and accurate execution of transactions. Review documentation and systems of record to validate all exposure is booked as approved.
• Organise and maintain customer and market research information, loan documentation, portfolio analysis reports, compliance and credit approval documents.
• Mentor and provide regular guidance and training to junior Analysts.
• Contribute to ad hoc requests for group/regional reporting, presentations and other information needs.
• Participate in projects and process development initiatives for the Corporate & Investment Banking group and/or the EMEA region.

Desired Qualifications:

• Degree in Economics, Finance, Accounting, Business or similar would be advantageous.
• Strong analytical and accounting skills, ability to analyse complex corporate financial statements and conduct excel based financial modelling.
• Proficiency in Microsoft Excel, CapIQ, Bloomberg or other market research tools. Ability to quickly learn bank systems, procedures and policies.
• Excellent written, oral and interpersonal communication skills. Ability to write clear, concise summary of analytical findings and conclusions.
• Ability to multi-task and work in a deadline driven environment.
• Focus on attention to detail and accuracy.
• Demonstrated knowledge of capital markets, trade and bank products and services.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.