TFG Financial Corporation is Looking for Credit Analyst Full Time

JOB PURPOSE

The Credit Analyst is responsible for the effective and timely adjudication of commercial loan applications while ensuring a high level of service is delivered. The role performs comprehensive customer credit analyses by thoroughly and accurately analyzing individual and business credit bureaus, understanding and interpreting loan applications, and properly evaluating asset values to make credit decisions that meet company policies and guidelines. This role works with a significant daily volume of loan applications. The Credit Analyst will confirm existing customer information on loan applications and/or will pursue missing information with a strong focus on minimizing losses from credit fraud.

RESPONSIBILITIES

· Perform detailed analysis of the customer and their business to determine affordability by reviewing customer credit history and performing proper asset evaluation in accordance with established guidelines

· Properly structure and document your analysis on loan applications through the company’s credit decisioning system

· Monitor loan application exceptions and overrides for proper approval and documentation for speedy and justifiable resolution

· Report and escalate any unusual occurrences or fraudulent activities in the loan application process per established procedures

· Meet established credit turnaround requirements and contribute to portfolio performance goals

· Contribute to managing the application process to improve speed, quality, and compliance

· Work directly with Sales and Operations teams to appropriately understand and manage risk and ensure required approval stipulations are met

QUALIFICATIONS

· Possess high integrity, professionalism and work ethic while not sacrificing your ability to have fun on the job

· Effective communication and interpersonal skills

· Detail oriented and able to identify errors and offer solutions

· Advanced ability to manage and prioritize a complex workload while adhering to performance goals

· Be comfortable working independently

· Results driven and action oriented

· Experience in working with Microsoft Excel, Word, Outlook and PowerPoint

· Financial statement understanding a plus

· 3+ years of relevant experience

· Post-secondary diploma or bachelor’s degree is an asset

THE BENEFITS

• Comprehensive medical and dental benefits
• Centrally located in Burnaby, BC with the ability to work remotely across Canada
• Leaders who support your development
• Ability to make a difference and lasting impact
• Opportunity to take on progressively greater accountabilities
• Cross training opportunities within other accounting functions

THE COMPANY

TFG Financial Corporation, as part of the Travelers Financial Group of Companies, is one of the largest independent commercial equipment finance companies in Canada. Our mission and purpose is to be our customer’s first choice by making equipment financing easy while providing a wide range financing solutions. Together, through our core principles, we help our partners to achieve what’s important in their business. TFG’s culture is results, recognition and rewards based, with a focus on achieving results in a high performing team environment. TFG is an equal opportunity employer and believes in providing an inclusive workplace where all team members have an opportunity to succeed.

Job Types: Full-time, Permanent

Benefits:

• Dental care
• Disability insurance
• Extended health care
• Life insurance
• Paid time off
• Vision care
• Wellness program
• Work from home

Schedule:

• 8 hour shift
• Monday to Friday

Supplemental pay types:

• Bonus pay

Experience:

• credit adjudication: 1 year (required)

Work Location: Remote