SG Fleet AU Hiring for Head of Credit at Sydney, New South Wales, Australia Full Time

We are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees.

https://www.sgfleet.com/au/about-us/careers

• Recharge and relax with up to four extra days of leave each year. We call them Wellness days
• We offer industry leading 20 weeks paid parental leave
• Save plenty with vehicle salary packaging
• Monetary service milestone awards
• Recruitment referral bonus
• Discounted mobility products and services
• Flexible work arrangements
• Career progression opportunities (over 25% of our vacancies get filled internally!)
• Education support towards your growth, including an individual learning budget per year, free access to LinkedIn Learning and more
• Two paid volunteer days each year to give back to causes that matter to you
• Health and wellbeing support including a subsidy and an innovative Employee Assistance Program

About the role..

The role is responsible for ensuring that all credit risk systems, processes, and procedures are created, maintained, continuously reviewed and optimised. This position provides day-to-day support and leadership of the team and collaborates with the Head of Credit Projects as well as cross-functionally with peers in Risk, Audit, Finance, Treasury and Sales to deliver desired outcomes. In doing so, this role is responsible for managing the group credit risk capability and operations, ensuring the oversight of credit policies and practices in line with the business’s strategic objectives.

Tasks and responsibilities..

The major responsibilities of this position include but are not limited to:

• Provide leadership and direction to direct s whilst ensuring high quality credit decisioning output, thereby minimising SG Fleet’s Credit Losses
• Ensuring compliance with corporate and novated leasing credit policies
• Lead, develop, mentor, and coach direct s and identifying opportunities of knowledge growth when and where required whilst undertaking Credit Assurance Reviews on their credit analysis and recommendations.
• Set and monitor Key Performance Indicators (“KPI’s), track performance metrics, and conduct analysis to drive continuous improvement and achieve organisational goals.
• Develop and provide periodic ing on Corporate and Novated Credit to the relevant Risk Committees
• Obtain and maintain an expert knowledge of the Corporate and Novated Credit Assessment and Customer Due Diligence Screening tools. Monitoring of credit industry practices and introducing those that will benefit the business. Ensuring up to date knowledge of regulatory requirements to identify and address operational implications.
• Recommend Corporate and Novated Credit Policy and procedure updates whilst ensuring all credit applications are assessed in line with Group Credit Policies, procedures and Delegated Authority
• Actively champion exemplary customer service internally and externally whilst monitoring the end-to-end management of customer experience from credit application to credit decisioning.
• Manage and develop credit frameworks, policies, strategies, tools and processes.

Skills And Experience..

• Previous experience working in a Senior Credit Management role (or similar), ideally in a complex multi-national organisation
• Extensive experience leading, motivating, developing and coaching a Credit Team
• Current or Previous Delegated Authority for credit approvals
• Strong skills in reading and analysing independently corporate financial statements and preparing associated risk assessments
• Advanced understanding and demonstrated experience with credit frameworks and policies
• Excellent communication (written/verbal) and stakeholder management skills
• Excellent analytical and problem-solving skills
• High level of attention to detail, with experience in data manipulation and visualisation tools (e.g., Power BI)
• Tertiary qualified in either banking, finance, business, commerce, or accounting

What’s next?

We’d love to hear from you if you’re ready to take on your next challenge at a company that embodies diversity and belonging and offer work-life balance and career development.

We are a proud equal opportunity employer. Resumes may be sent, and interviews may take place prior to closure date for applications. As a pre-requisite to employment, the successful applicant will be required to complete a pre-employment screening.