Royal Bank of Canada Hiring for Analyst – Global Credit CTM Job at London, England Full Time

Analyst – Global Credit CTM

What is the opportunity?

You will manage a portfolio of Global Corporate clients. Responsibilities include working with Corporate Banking, RBC Sales & Trading (as appropriate) and other groups to facilitate and enhance the credit process through efficient and value-add support to partners, including excess management; annual reviews, regularisations, maintaining data integrity/the bank’s credit portfolio system, onboarding activities, compliant funding and, as the role holder develops, with the execution of new transactions, amendments, and extensions; managing a full range of credit, trading and transactional products. Provide prompt attention to client requests from other RBC units. Resolve credit issues with various banking units and Group Risk Management as required and provide advice as warranted.

What will you do?

• Manage and provide “Middle Office” support of the corporate credit portfolio.
• Responsible for data integrity of accounts in the assigned portfolio, ensure bank systems correctly reflect relevant information.
• Work closely and maintain positive relationships with Corporate Banking, Global Markets, Credit Analysis & Assessment, Loan Portfolio Management, and with other areas of the bank, notably Group Risk Management, Global Loans Administration, Global Treasury, Global Services, the Global Banking Business Centre back-office support group, and Agency Services.
• Ensure timely preparation of transaction requests which would include annual reviews and regularisations of a team’s corporate credit portfolio and ensuring the data integrity of CCMS. As the employee evolves it would be expected that the transaction requests are likely to include, but not limited to, new credits, restructurings, renewals, waivers, loan documentation review, establishing lines for trading, lending, and cash management, indicative risk ratings).
• Use bank policies/guidelines and judgement to manage daily excesses, over-limit payments in accordance with Delegated Authorities and, managing ongoing credit relationships within RBC providing fair, specific and balanced advice.
• Keep up on policy changes/updates and participate in team deliverables with respect to regulatory/audit priorities.
• Demonstrate a client service mindset while negotiating documentation, booking new credit lines, implementing rigorous reporting requirements, credit surveillance and operationally managing lending portfolio to enable Banking and Trading businesses to drive revenue.
• Completion of ad-hoc projects efficiently and effectively in order to support the team meeting planned and unplanned demands.

What do you need to succeed?

Must-have

• Academic background with a BA Honours , other professional designation or relevant work experience.
• Quantitative and qualitative analytical, credit, financial risk analysis – knowledge of finance, balance sheet and accounting an asset.
• Ability to prioritize work, in an interactive team environment and manage competing demands.
• Ability to work Strong general PC skills (Word, PowerPoint, Excel, Outlook) and with a capability to learn key internal systems (CCMS, Newton, TMS, CID, DMS, TDS, Fenergo)
• Ability to strike a balance in putting “Client First” while ensuring that internal standards are maintained and deliverables are provided
• Ability to perform well under pressure and meet time sensitive deadlines

Nice-to-have

• One or two years experience in a credit risk role/function
• Understanding of LMA style credit documentation
• CFA accreditation

What is in it for you?

We thrive on the challenge to be our best – progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Opportunities to work with the best in the field
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible working options fully supported.

Manage a portfolio of Global Corporate clients. Responsibilities include working with Corporate Banking, RBC Sales & Trading (as appropriate) and other groups to facilitate and enhance the credit process through efficient and value-add support to partners, including excess management; annual reviews, regularisations, maintaining data integrity/the bank’s credit portfolio system, onboarding activities, compliant funding and where required as the role develops with the execution of new transactions, amendments, and extensions; managing a full range of credit, trading and transactional products. Provide prompt attention to client requests from other RBC units. Resolve credit issues with various banking units and Group Risk Management as required and provide advice as warranted.

London, United Kingdom of Great Britain and Northern Ireland

GBR-GREATER_LONDON-LONDON

United Kingdom

35

Full time

Capital Markets

Regular

Salaried

2022-07-19-07:00

2022-08-12-07:00