Caterpillar Hiring for Finance Restructure Analyst Job at Melbourne Full Time

Career Area:

Finance

Job Description:

JOB SUMMARY: Works to create solutions that meet the financial needs of individual Caterpillar customers while maintaining an accountable profit for CFAL portfolio. Perform account modifications and refinances.

PRINCIPAL DUTIES AND RESPONSIBLITIES:

• Follows established processes for performing the following adjustment requests: contract modifications, refinances, principal reductions, substitutions of collateral, booking errors, and low balance short-term modifications.
• Computes a customer’s new payment schedule when unscheduled lump-sum payments are received (i.e. Principal Reductions)
• Conducts credit investigation to determine customer creditworthiness and makes recommendations that are best for the customer and CFAL.
• Coordinates the communication with many different parties, including but not limited to: the customer, Credit and Customer Service Team, and Territory Managers.
• Ensures the timely and accurate documentation and recording of accounting data into the leasing system, imaging and following-up with customers.
• Performs loan and lease restructure quotes, credit investigation, financial statement analysis, collateral evaluation, makes recommendation and develops documents for all contract adjustment processes.
• Performs account modifications for dealer and customer.
• Participates in accomplishment of continuous improvement objectives for the unit. Progress toward accomplishment of these is measured through maintenance of necessary measurements and analysis of associated data. Participates in the identification of problem areas and development of resolutions to address them.
• Understands the Harassment policy of the company and for its application in all aspects of employment

JOB REQUIREMENTS:

SKILLS, ABILITIES, AND KNOWLEDGE:

• Knowledge of financing principles.
• Thorough knowledge of and demonstrated ability to apply math computation skills.
• Demonstrated knowledge of and ability to analyze past due accounts and customer credit summaries.
• Thorough knowledge of and ability to calculate casualty values and amortization schedules.
• Demonstrated knowledge of accounting principles and ability to verify correctness and completeness of such information.
• Demonstrated ability to analyze and understand various business reports pertaining to the sale of Caterpillar equipment.
• Demonstrated ability to analyze customer credit applications.
• Demonstrated ability to apply data collection and analysis skills.
• Demonstrated ability to prepare statistical reports.
• Intermediate level MS excel skills.
• Working knowledge of the industries served by Caterpillar.
• Ability to provide guidance to lower level positions.
• Demonstrated ability to apply effective oral, written and listening communication skills with dealers, customers, and company personnel.

EDUCATION/EXPERIENCE: A 4-year university degree or equivalent diploma and a minimum of 4 years exempt experience in credit, collections, marketing and/or financial statement analysis is recommended Equivalent experience may be substituted for education.

Caterpillar is an Equal Opportunity Employer (EEO).

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