Job Description
Job Description
Hi, we’re Brigit! A holistic financial health company helping every American build a brighter financial future. With a business model that is aligned with our customers, we create transparent, fair, and simple financial products that put money back in the hands of our members, help them spend wisely, avoid unfair fees and build their credit quickly.
If autonomy, ownership, and having meaningful input at the company you work for is important to you, come join our growing team!
Brigit is doing innovative and exciting work, but don’t just take our word for it, our work is being recognized by others :
Built In’s 2023 Best Startups to Work For In New York City
Fast Company’s Most Innovative Companies of 2022
Forbes Fintech 50 2022
Business Insider’s Most Promising Consumer Startups 2022
The Role
At Brigit, we’re focused on giving the 100M Americans who live paycheck to paycheck access to more affordable financial services and getting them on the path to better financial wellness.
As a Data Scientist on our team, you’ll be solving some exciting problems :
Help more users to take out a cash advance by better analyzing their credit risk
Providing gig economy users with access to cash advances in a responsible manner
Optimizing our funnel conversion to acquire better quality users and improve long-term LTV
Increasing credit limits of our users thereby increasing their retention
We have access to rich, structured data that we can use to derive insights and build complex models. In addition to supporting broad analytics use cases when needed, you will work closely with our Product and Engineering teams.
What you’ll be doing
Build, test, and roll out new underwriting and risk models to understand the risk of our customer base and improve access for our prospective customers by allowing us to take more calculated risks.
You’ll have ownership of the full modeling lifecycle and get to carry your changes all the way through to our decision process, getting to realize every bit of impact along the way.
Build, test, and roll out other customer-related models (such as Churn propensity and LTV prediction) which help us analyze and optimize our marketing and retention efforts.
Monitor the performance of the models in production and take appropriate actions when necessary
Analyze how our customer base is shifting as we grow and pinpoint areas we can improve.
Help our existing engineering and business teams track their goals, supporting the BI function from time to time to time with ad-hoc data analytics
What you have
Advanced degree in data science, statistics, computer science, or related field.
3+ years of experience doing data science (modeling + analysis)
Proficiency in Python and in-depth understanding of sql
Competent in machine learning principles and techniques
Experience building classification and prediction models, testing them in a start-up environment, and improving them over time.
Ability to work effectively and communicate ideas / code clearly in a cross-functional team environment (Engineering, Product, and Business teams)
ML model deployment in production experience is a plus
Experience working in Direct to Consumer, marketplace, lending, or subscription-oriented business is a plus
Who You Are
Passionate self-starter who is always looking for ways to optimize, test, and improve
Being able to operate in ambiguity, asking questions, leaning on your colleagues, and speaking up when necessary
You are passionate about making a difference in people’s lives through your work
The anticipated annual base salary for this position is $100,000 – $170,000. This range does not include any other compensation components or other benefits for which an individual may be eligible.
The actual base salary offered depends on a variety of factors, which may include as applicable, the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, and the location in which the applicant lives and / or from which they will be performing the job.
Our Benefits & Team
Medical, dental, and vision insurance
Equity participation
Flexible PTO Policy
401k plan
Paid Parental Leave
Physical and mental wellbeing benefits including Gympass for access to virtual workouts and discounted gym memberships, and Headspace for covered virtual therapy sessions and unlimited on demand health support
Monthly reimbursements to use against wifi and cell phone bills
Annual reimbursement for Learning & Development
Help hard working Americans build a brighter financial future
High-growth company at an early stage
A dynamic, flexible and collaborative start-up work environment with a highly talented team
Brigit is committed to providing equal employment opportunities for all applicants and employees without regard to race, religion, color, sex, pregnancy (including breast feeding and related medical conditions), national origin, citizenship status, uniform service member status, age, genetic information, disability, or any other protected status in accordance with all applicable federal, state and local laws.
We are proud to be an equal opportunity workplace.
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