Director, Financial Risk Full Time

This senior leadership role sits at the core of a fast-growing fintech organization focused on redefining financial services for Canadians. You will oversee the full financial risk landscape, spanning credit, market, and liquidity risk, while ensuring strong governance, regulatory compliance, and data-driven decision-making. Acting as both a strategic advisor and hands-on leader, you will guide a high-performing team of risk professionals and shape frameworks that directly influence product growth and financial stability. The role blends deep quantitative expertise with executive-level influence across Finance, Product, Technology, and Data teams. You will own critical capabilities such as IFRS 9 provisioning, risk appetite frameworks, stress testing, and portfolio monitoring. This is a highly impactful position where your insights will help balance innovation, growth, and risk discipline in a mission-driven, remote-first environment.

Accountabilities

Responsibilities

In this role, you will lead the financial risk function end-to-end, ensuring robust governance, accurate forecasting, and strong cross-functional alignment across the organization. You will be responsible for shaping strategy, overseeing analytical frameworks, and ensuring risk decisions support sustainable growth. Key responsibilities include:

• Leading and developing a high-performing team of risk managers and analysts, fostering accountability, analytical rigor, and continuous improvement.
• Establishing and maintaining financial risk governance frameworks, including decision governance, risk appetite definition, and board-level reporting.
• Overseeing credit and non-credit financial risks, including market and liquidity risk exposure, across products and portfolios.
• Driving IFRS 9 compliance, including Expected Credit Loss (ECL) modeling, provisioning, and stress testing methodologies.
• Leading portfolio monitoring, anomaly detection initiatives, and risk reporting to identify trends and emerging risks early.
• Acting as second-line oversight for risk models, ensuring accuracy, performance, and regulatory alignment.
• Collaborating with Finance, Product, Technology, and Data teams to integrate risk insights into business and product decisions.
• Ensuring data stewardship for financial risk, including data quality, lineage, and usability for decision-making.

Requirements

The ideal candidate brings deep expertise in financial risk management within complex, data-driven environments, along with strong leadership and stakeholder influence capabilities. You combine technical depth with strategic thinking and the ability to operate across functions at senior levels. Key requirements include:

• 10+ years of experience in financial risk management, with strong exposure to retail credit risk and/or treasury, market, and liquidity risk.
• Proven experience leading teams, including managing managers and building high-performing analytical organizations.
• Strong expertise in IFRS 9, ECL methodologies, stress testing frameworks, and risk governance practices.
• Solid quantitative background (Finance, Economics, Mathematics, Statistics, Engineering, or related field).
• Strong analytical and problem-solving skills with the ability to translate complex data into actionable business insights.
• Excellent communication skills, with the ability to influence and engage senior executives and non-technical stakeholders.
• Demonstrated experience working cross-functionally with Product, Finance, Technology, and Data teams.
• Strong ownership mindset with the ability to operate in fast-paced, evolving environments.

Benefits

• Competitive compensation: CAD $180,000 – $240,000 annual base salary
• Equity participation in a high-growth fintech organization
• Remote-first work environment with flexible working hours
• Comprehensive health, dental, and vision coverage
• Generous vacation, wellness days, and flexible time-off policies
• Parental leave and top-up programs
• Learning and development budget for professional growth
• Home office, tech, and wellness allowances (books, internet, AI tools, etc.)
• Strong culture of autonomy, trust, and work-life integration

How Jobgether Works

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role’s core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Why Apply Through Jobgether?

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.